Program policy
Insurance Policy
Every athlete must be covered by medical insurance before participating. Athletics programs are free, but the program does not provide primary medical coverage.
Last updated September 2026

01Coverage is required
Athletes may not practice or compete without accident or health insurance in force. Coverage details are collected with the district athletic forms in FinalForms and must be kept current for the whole season.
02Families without coverage
Families who do not carry coverage should contact the school office before the first practice. The office can explain available student coverage resources and Oregon Health Plan enrollment help.
03What the program covers
The school and district do not provide primary medical insurance for athletes. Any district coverage is secondary and applies after the family's own insurance.
04Care during practices and contests
Coaches are trained in first aid and CPR and will provide immediate care and call for emergency services when needed. Parents or guardians are contacted as soon as possible, using the emergency contacts on file.
05Concussion and return to play
Under Oregon's Max's Law, an athlete suspected of a concussion is removed from participation immediately and may not return until cleared in writing by a qualified health care professional. Coaches cannot override that clearance requirement.
06Reporting an injury
Injuries must be reported to the coach the day they occur so an injury report can be filed. Filing a report does not create a claim; families submit claims through their own insurance carrier.
07Assumption of risk
Athletics carry an inherent risk of injury, including serious injury. By registering, the parent or guardian acknowledges that risk, confirms the athlete is medically cleared to participate, and authorizes emergency treatment when a parent cannot be reached.